Cookie Policy

1. What Are Cookies?

Cookies are small text files that are placed on your device (computer, tablet, or mobile) when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.

Cookies can be "persistent" (remain on your device until deleted or expired) or "session" cookies (deleted when you close your browser).

2. How We Use Cookies

MoneyJars uses cookies and similar technologies for the following purposes:

2.1 Essential Cookies

These cookies are necessary for the Service to function properly. They enable core functionality such as:

• User authentication and session management
• Security features and fraud prevention
• Remembering your preferences and settings

These cookies cannot be disabled as they are essential for the Service to work.

2.2 Analytics Cookies

We use analytics cookies to understand how visitors interact with the Service. These cookies help us:

• Analyze usage patterns and trends
• Improve functionality and user experience
• Identify and fix technical issues

We may use services like PostHog or similar analytics tools that place cookies on your device.

2.3 Functional Cookies

These cookies allow the Service to remember choices you make and provide enhanced features, such as:

• Language preferences
• Display settings
• User interface customizations

3. Third-Party Cookies

In addition to our own cookies, we may also use third-party cookies from trusted service providers, including:

• Analytics providers (e.g., PostHog) to help us understand Service usage
• Authentication providers (e.g., Google OAuth) for secure sign-in
• Payment processors (e.g., Polar.sh) for subscription management

These third parties may use cookies to collect information about your online activities across different websites. We do not control these third-party cookies, and their use is governed by their respective privacy policies.

4. Managing Cookies

You have the right to accept or reject cookies. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies if you prefer.

However, please note that:

• Disabling essential cookies may prevent you from using certain features of the Service
• You may need to re-enter information or adjust preferences each time you visit
• Some parts of the Service may not function properly without cookies

Browser Settings

You can manage cookies through your browser settings. Here are links to instructions for popular browsers:

• Google Chrome
• Mozilla Firefox
• Safari
• Microsoft Edge

5. Other Tracking Technologies

In addition to cookies, we may use other similar technologies such as:

• Local storage (stored data in your browser)
• Session storage (temporary data for your session)
• Web beacons or pixel tags (small images used to track activity)

These technologies serve similar purposes to cookies and are subject to the same privacy considerations.

6. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons.

When changes are made:

• The "Last Updated" date will be revised
• Material changes may be communicated via the Service or email

We encourage you to review this Cookie Policy periodically to stay informed about our use of cookies.

7. Contact Us

If you have questions about our use of cookies or this Cookie Policy, please contact us at: 📧 privacy@moneyjars.app

For more information about how we collect, use, and protect your personal information, please see our Privacy Policy.